When I was a kid, I remember that people in transition used to live in boarding houses. I’ve just read that a large percentage of Millenials still live at home. It seems to me that boarding houses could allow them to move out without going into debt. What do you, gentle reader, do you think?
Take a look at the nonsense in this report: https://www.cbo.gov/sites/default/files/114th-congress-2015-2016/workingpaper/51065-ACA_Labor_Market_Effects_WP.pdf